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PROJECT FUNDING

Project Funding

SEPTIC FINANCING


Fund Your Septic Project As Soon As Tomorrow



We connect homeowners with financing options to help fund their septic projects without tapping into their home equity.



If you need a little extra help paying for your septic tank service, we invite you to consider financing with Hearth. At Quality Septic, we try to keep our septic tank pumping, cleaning, installation, and other services as affordable as possible. However, due to the heavy machinery being used, the cost of materials, and the scale of some projects, costs can add up. Luckily, with the help of Hearth, those who require our septic services have an affordable way to do so.


While septic services are often unavoidable, we do our best to help our clients. If you have an issue with your septic system or if you require septic tank installation, be sure to request a quote. Even if it is the middle of the night and you are suddenly faced with a septic disaster. At Quality Septic we offer 24/7 emergency repairs. If you reside in Allen, Fairview, Farmersville, Forney, Greenville, Kaufman, McKinney, Rockwall, Royse, Terrell, TX, or the surrounding areas, let our team help anytime you require septic tank service and don’t forget that financing is an option.

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Pay for Your Septic Service with Predictable, Monthly Payments.


Quality Septic has partnered with Hearth to help customers with financing options that best fit their needs. Hearth works with homeowners to provide customized payment solutions that will fit their budget.


Through our collaboration with Hearth, we make it easy for you to find monthly payment options and personalized payment plans for your septic project.


  • 60-second pre-qualification
  • Does not affect your credit score
  • Affordable monthly payment options
  • Loan amounts up to $100,000
  • No prepayment penalties
  • No home equity required


Find convenient monthly payment options for your project and see your personalized payment plans without affecting your credit score.

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How Hearth financing works

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Multiple financing options

We work with 13 lenders to find competitive personal loans and credit cards for your needs

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Simple pre-qualification

Our process takes less than 2 minutes and will not affect your credit score

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Personalized options

Hearth’s lending partners can provide multiple options tailored to your needs

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Frequently Asked Questions

Will filling out the prequalification form affect my credit score?

No, when you complete the pre-qualification form, lenders perform a “soft” credit inquiry. This allows you to compare lender offerings without affecting your credit score.

Can I pay back my loan early without penalties?

Yes, all 13 of our lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.

What is the difference between secured and unsecured loans?

An unsecured loan is not linked to a specific piece of property (“collateral”) that the borrower agrees to give to the lender if the borrower does not pay back the loan. A secured loan, in contrast, always has some form of collateral, like a car or a house of which the lender can take possesion in the event of default.

How is APR determined for prequalified offers?

Lenders look at many factors, including as your credit history, current debt-to-income ratio, your income, and your expenses in assessing your creditworthiness.

How soon will I get my money after my loan is approved?

You can usually expect to receive your money in as little as 1-5 business days.

What is the minimum loan amount?

In most states, the minimum loan amount is $1,000, but we recommend requesting at least $2,000, as several of Hearth’s lenders only make loans of $2,000 or greater.

I’m not sure when my project will begin. If I take out a loan, can I delay the funding?

Most of our lenders do not offer delayed funding, but please confirm with your chosen lender. For instance, at least one Hearth lender allows you to schedule the deposit 45 days after approval.

Can I finance more or less than the exact cost of my project?

Yes, of course! Hearth’s offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you.

When is a good time to add a coborrower to my loan request?

Consider adding a co-borrower if you do not qualify for a loan or would like to see possibly lower APRs. You and the co-borrower would both sign the loan agreement and be liable for the loan.

Will I need to verify my income?

Yes, Hearth’s lending partners require that applicants provide information to prove the source of the income they state.

If I don’t see offers, can I try again with a co-borrower?

Yes, if you did not see offers, you can fill out the pre-qualification form again and add a co-borrower. Adding a co-borrower may help you qualify for a loan or qualify for lower interest rates.

Get your project funded as soon as possible by getting pre-qualified today.

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